#CHASE FREEDOM CARD BENEFITS GUIDE DRIVERS#
#CHASE FREEDOM CARD BENEFITS GUIDE PLUS#

Additional drivers who are permitted by the rental car agreement are covered as well.Įven if you decline the rental company’s CDW policy to activate the Chase Sapphire CDW, you can still purchase other supplemental coverage through the rental car company. Note that authorized users on your Chase Sapphire card are also eligible for the rental car insurance benefit when they use their authorized user card to rent. The Chase Sapphire cardholder must be the primary renter on the rental car agreement. Chase Sapphire cardholders can also use their Chase Ultimate Rewards® points to reserve and pay for their car rental and still be eligible for the Chase Sapphire CDW benefit. You must decline the rental car company’s collision damage waiver in order to be eligible for Chase Sapphire coverage. To activate Chase Sapphire’s rental car insurance, use your Chase Sapphire card to initiate and complete your entire car rental transaction. It’s worth double checking with your Chase benefits administrator to ensure that rentals within the country you are traveling to are eligible for coverage.Ĭhase Sapphire’s rental car insurance covers most rental cars, including SUVs and trucks, but it doesn’t cover luxury or exotic vehicles, antique vehicles more than 20 years old, cargo vans or non-pick-up trucks, motorcycles or mopeds, limousines and other cars that can accommodate more than nine people. Both the Chase Sapphire Reserve and Chase Sapphire Preferred are Visa cards and Visa typically excludes coverage in Israel, Jamaica and Northern Ireland.

Only rental periods up to 31 days are covered.Ĭoverage is valid in the United States and in most other foreign countries. So if the rental car is stolen, any personal property in the car, such as your luggage, would not be insured under the Chase Sapphire CDW.Ĭhase Sapphire’s CDW s coverage is considered primary coverage, meaning that Chase Sapphire will be the first insurance company to cover any damages or losses.

In addition, although the rental car is covered for theft, the contents of the car are not covered. This means that if you’re in an accident in your rental car, damage to another driver’s vehicle or property or injury to a person is not covered by the Chase Sapphire CDW. The CDW (sometimes abbreviated as LDW or loss damage waiver) doesn’t cover any other type of loss. In both cases, the Chase CDW also covers miscellaneous expenses, which can add up quickly: think loss-of-use charges passed on by the rental agency, towing fees or administrative fees. The Chase Sapphire Reserve covers losses up to $75,000 while the Chase Sapphire Preferred will reimburse up to the actual cash value of the vehicle.

If you find any that we’re missing, please let us know in the comments below.Your Chase Sapphire card can provide an auto rental collision damage waiver (CDW) to reimburse damage caused by theft or collision. As far as I’m aware they all just use the generic Visa/Mastercard links found above. You’ll notice that all of the Marriott, British Airways, Disney, IHG & Amazon cards are missing.

World Mastercard and World Elite MasterCard.

#CHASE FREEDOM CARD BENEFITS GUIDE PLUS#

United MileagePlus® Presidential Plus Card.United MileagePlus Explorer Business Card.World MasterCard & World Elite MasterCard.United MileagePlus Explorer Personal card:.Chase Sapphire & Chase Sapphire Preferred.

Chase freedom card benefits guide